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A Mortgage Professional You Can Rely On

We apply the most innovative and cutting-edge methods in today’s Mortgage Financing market. You can trust our team of professionals to make recommendations that suit your style, but you always have the last word.

Self Employed

We make your dream come true!

*** Thanks to Jose Delgado, I have a place that I can call MY HOME ***

(Monica Ferrerira)

Like Monica, you can also benefit from Jose Delgado Mortgages Services…
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You relax and let us take care of the work

 

Our success is based on your success. We believe in mutual collaboration. By helping you grow, we grow as a company. That is why our energies are focused on customer satisfaction.

Call/Text Me: 647-277-5127

 

 

TRUST WORTHY

Choosing Jose Delgado, you are choosing a team of professionals who are trained and qualified to offer lasting value to you and your family and that defines who we are.

EXPERIENCED

With over 15 years of experience, our mortgage team will be with you from the initial qualification process to the completion of your property acquisition and even more…

PROFESSIONAL

Working with us can save you thousands. We know what it takes to qualify you for a mortgage. if not, we will show you the way to do it in the shortest time possible.

How Can We Help you?

Mortgage Options
Apply for a mortgage Now!See Our Today Rates

FIRST TIME HOME BUYERS

Ready to purchase your first home?
If you’re a first-time home buyer, you likely have many questions. The process can feel overwhelming—but you’re not alone. We’re here to guide you through every step of the journey, from understanding the home-buying process to navigating the mortgage financing options available to you.

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SECOND HOME MORTGAGE

Why Consider a Second Property?
Whether you’re dreaming of relaxing summer weekends at the cottage or need a convenient downtown space for late work nights, a second home can enhance your lifestyle and flexibility.

At Mortgage Canada, we offer tailored mortgage financing solutions to help you purchase your second property with ease and confidence. Let us guide you through the options that best suit your goals.

SELF EMPLOYED MORTGAGE

If you are self employed you may already have experienced the frustration of obtaining mortgage financing.

We have solutions that fit your situation. Either you are a business owner or a contractor, there is always a way to get you financing. Click the link below to find out more. ↓

NEW TO CANADA MORTGAGE

Mortgage Financing for Newcomers to Canada

We specialize in mortgage financing solutions tailored for newcomers to Canada. Whether you’re ready to purchase your first home or just beginning to save for a down payment, we’re here to guide you every step of the way.

As a new immigrant, you may be eligible for special programs and benefits designed to help you achieve homeownership sooner…

Mortgage Financing available for First Time Home Buyers

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MORTGAGE REFINANCE

There are several strategic reasons to consider mortgage financing through refinancing. Homeowners often refinance to secure a lower interest rate, which can significantly reduce monthly payments and overall interest costs. Others may choose to shorten the term of their mortgage to build equity faster and pay off their loan sooner. Additionally, refinancing can provide access to home equity—allowing you to free up funds for financial emergencies, the purchase of another property, or debt consolidation.

INVESTMENT PROPERTY MORTGAGE

Mortgage financing for investment properties requires careful planning and strategic analysis.
Purchasing an investment property can be an excellent way to build long-term wealth and generate steady monthly income. However, securing mortgage financing for this type of property involves specific requirements and a more detailed financial assessment compared to traditional home purchases.

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What we Do...

"We specialize in tailored mortgage financing solutions to help make your dream of homeownership a reality—secure, simple, and stress-free."
Apply for a mortgage Now!

Why a Mortgage Broker?

There are several compelling reasons to work with us for your mortgage financing needs:

Unlike banks that only offer their own limited products, mortgage brokers provide access to a wide range of mortgage solutions from various lenders. This allows us to tailor options that best suit your financial situation and long-term goals.

We also have access to exclusive interest rates that are often not advertised by major banks—helping you save thousands of dollars over the life of your mortgage… and more.

Our Mission

At the heart of our mission is a commitment to delivering exceptional service in every step of your mortgage financing journey. We understand that buying and financing a property can be overwhelming, which is why we strive to make the process as smooth, transparent, and stress-free as possible—for you and your family.

 

Long Term Relationship

From the initial qualification process to the completion of your property acquisition and beyond, we consider ourselves to be people just like you, and as such we respect your privacy with professionalism.

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ABOUT YOUR CREDIT

Did you know you can print your Equifax Score and credit report for FREE?

Check Your Credit Here For FREE

  • 780 Score – Excellent
  • 680 Scare -Regular
  • 550 Score – Needs Improvement

Contact Us

We are committed to getting better every time. With your help, we can achieve that. Please, drop us your comments and reviews in the comment section of the following form and email us your picture to publish all together in our testimonial section.

jdelgado@Savings411.ca

1+(647) 277-5127

1+(416) 220-1220

200-2005 Sheppard Avenue E,Toronto, ON M2J 5B4

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