As a mortgage broker, I can tell you that spring is a popular time for home buyers to start searching for their dream home. With the weather getting warmer and the housing market picking up, it’s an exciting time for those looking to make a move. Here are some tips to help you navigate the spring home buying season:
1 – Get pre-approved for a mortgage:
Before you start searching for homes, it’s essential to get pre-approved for a mortgage. This will give you an idea of how much you can afford to spend on a home and will also make your offer more attractive to sellers.
2 – Work with a real estate agent:
A real estate agent can help you find homes that meet your criteria and negotiate on your behalf. They can also provide valuable insights into the local market and help you make informed decisions.
3 – Be prepared to act quickly:
Spring is a busy time for the housing market, and homes can sell quickly. Be prepared to act fast if you find a home you love.
4 – Consider a fixer-upper:
Spring is a great time to consider a fixer-upper. With warmer weather, it’s easier to make repairs and updates to the home. Plus, you may be able to get a better deal on a home that needs a little work.
We have a special program called “Purchase plus Improvement” that allows you to finance some needed renovations with as little as 5% downpayment.
Ask me for more details…
5 – Don’t forget about closing costs:
When you’re budgeting for your new home, don’t forget about closing costs. These can add up quickly and include things like appraisal fees, lawyer fees, and title insurance.
By following these tips, you can make the most of the spring home buying season and find your dream home.
If you have any questions about the mortgage process or need help finding the right mortgage for your needs, don’t hesitate to contact me. I’m here to help you every step of the way.
By: Jose Delgado